Based on what Alabama Flood Insurance has learned over the years, we know that floods can happen anywhere.
In fact, floods and flash floods can happen in all 50 states. With almost 20% of all flood insurance claims coming from moderate- to low-risk areas – you don’t have to live in a high-risk zone to be affected.
What does flood insurance cover? Having flood insurance means you’re protected if groundwater rises and floods your home causing damage – something that isn’t usually covered general homeowner insurance. Just imagine a few inches of floodwater in your home and how costly that could be if you didn’t have flood insurance.